The Problem For Many Is That Their Income Is So Low...

that if they save they'll soon go over the threshold which means that they lose money they are entitled to or would be accused of falsely claiming money. But saving is important for when times become difficult and a financial cushion could be important.

Especially, when you know it's going to happen. None of us know how long we will live, when you think you are doing ok some unexpected bill will arrive or a price rise will happen. Or more importantly for many who have never been in such a situation they find themselves out of work, ill or if part of a family a loved one may unexpectedly pass away.

Most are right on the threshold or below of getting help...and if you are just over, you are penalised. I reckon that you need approx double the threshold or more to stop that happening and to stop you living hand to mouth, so no wonder many still try to win the National/Euro millions Lottery. Even though it's very unlikely you'll win. Many hope they can win enough(not necessarily a million)just enough to stop claiming and get their life together again.

So it is a pity that often the media and sometimes people criticise when someone claiming benefits win, why shouldn't they? At least if they do they are no longer claiming any more.